I travel to the airport tomorrow (Tuesday) and fly out to Charlotte NC on Wednesday. While on holiday I aim to count my calories everyday and produce a post once home comparing calories in & calories out as well as my weight. Hopefully I won’t but on too much weight over the 13 days, I will be guessing a lot of my calories as I’ll be eating out for most meals and not trying to eat ‘healthy’.
I haven’t done a debt update in a while but with changes happening this is the time.
On Monday I go and sign for a new loan with the credit union – £120 a month for 22 months (£110 loan + £10 savings). This money is to pay off my credit cards, meaning I’d only have 2 loans as debt and zero credit cards!
Natwest loan £5000
Credit Union loan £1600
Both loans will be paid off by the time I finish my nurse training 🙂 I don’t expect to get into anymore debt in the near future!
I recently received my final TMA mark back, it wasn’t good. I need to get 40% for the OCAS but I have only gotten 38.4% 🙁 I have contacted both my tutor and student support to see what is now going to happen. I have my EMA all ready to submit but is it worth it, will it even get marked.
I have also contacted Portsmouth Uni to see if they will accept an ordinary degree (300 credits) rather than an honors degree (360 credits). I really don’t want to lose my nursing place. Only time will tell.
So it looks like I’ve over budgeted for May. Not paying as much as I would like towards my debt at the moment but that should hopefully change in the coming months. I won’t have vacation 1 spending from next month & vacation 2 + 3 will become debts.
My budget going forward should be around £1915 before credit card payments. I have 5 credit cards to clear by the end of the year.