July 2017 budget – 23rd June to 24th July

I have gone back to doing a budget payday to payday rather than from the 1st of the month. It is just easier for me to work everything out this way.

The bank shift money I would actually get till 14th July and I have a refund of £163 coming which isn’t included in the above. I will use the SL refund in place of the bank money then hopefully save the SL money equivalent.

It will be extremely tight this money as Keith has gone from bank to contract and only received 60% of this months wage, the rest will come next month so August will be lovely. Due to this I am paying for most things this month including train tickets for Derby at £118! This has gone on the credit card at present.

Holiday experiment update…

I have now been back 13 days and have only now gotten the time to write this post

Days 1-6

So I was either way over or way under on these days. Day 1 I was traveling west so gain extra hours. All but one of these days my calorie goal was over 2000. We did lots of walking but also lots of drinking 😉

Calorie goal 14929 | Calories consumed -46 (14975)  | TDEE -1364 (16334)

Days 7-12

These 6 days I was under my calorie goal for most of the time!

Calorie goal 18326 | Calories consumed -4048 (14276)  | TDEE -5471 (19747)

Days 13-15

The last three days of an amazing holiday. The last day was traveling east therefore losing hours, surprised I managed to stay under budget.

Calorie goal 7020 | Calories consumed -265 (6971)  | TDEE -768 (7739)

I ate crap all holiday, the only veg I had was in my burgers. I started the holiday at 179.7lbs, I ended the holiday at 179.8lbs. No real gain or loss. Going on this, I think I was off on my logging as going by the figures I should have lost 2lbs. I’m happy that I didn’t really gain anything though.

Calories while on holiday

I travel to the airport tomorrow (Tuesday) and fly out to Charlotte NC on Wednesday. While on holiday I aim to count my calories everyday and produce a post once home comparing calories in & calories out as well as my weight. Hopefully I won’t but on too much weight over the 13 days, I will be guessing a lot of my calories as I’ll be eating out for most meals and not trying to eat ‘healthy’.

Our trip to Charlotte NC

Thursday

AM: No plans
PM: No plans
Eve: Hauler parade

Friday

AM: No plans
PM: No plans
Eve: Lottery 200 race

Saturday

AM: Shop tour (9-1)
PM: All Star race
Eve: All Star race

Sunday

AM: No plans
PM: Laps +  Taps (12-4)
Eve: No plans

Monday

AM: Nascar Hall of Fame + tour
PM: Nascar Hall of Fame + tour
Eve: Pub + meals

Tuesday

AM: No plans
PM: No plans
Eve: Slot car racing

Wednesday

AM: No plans
PM: No plans
Eve: No plans

Thursday

AM: Nascar Hall of Fame
PM: 600 Festival
Eve: Lifts Masters pole night

Friday

AM: No plans
PM: No plans
Eve: Woo Sprint car Showdown

Saturday

AM: No plans
PM: Hisense 4k TV 300
Eve: Hisense 4k TV 300

Sunday

AM: No plans
PM: Coca Cola 600
Eve: Coca Cola 600

Monday

AM: No plans
PM: No plans
Eve: No plans

 

 

Debt update

I haven’t done a debt update in a while but with changes happening this is the time.

On Monday I go and sign for a new loan with the credit union – £120 a month for 22 months (£110 loan + £10 savings).  This money is to pay off my credit cards, meaning I’d only have 2 loans as debt and zero credit cards!

Debt

Natwest loan £5000
Credit Union loan £1600

Both loans will be paid off by the time I finish my nurse training 🙂 I don’t expect to get into anymore debt in the near future!

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